Attention homeowners: Real estate appraisal services for in Highland and San Bernardino County![]() The top 7 reasons CA homeowners need Stamper's Appraisals:
Own a house in or near Highland, CA and need help determining the value of it?
We at Stamper's Appraisals understand the particular needs of a homeowner seeking appraisal services. Our regular business clients understand the appraisal process and the customary "products" we deliver to them. But as a general consumer,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at Stamper's Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value report than yours. Need to remove PMI?Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. At Stamper's Appraisals, we're seasoned in helping folks just like you dismiss unwanted and unneeded PMI insurance. Challenge Tax AssessmentYour local tax assessor may have your house overvalued if your home is not appreciating as much as other homes close to yours. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. Getting an expert appraisal from Stamper's Appraisals is your #1 weapon when contesting your property tax assessment. Recently got a freeze your HELOC?Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can this be unsuitable from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Stamper's Appraisals can help you reinstate your HELOC. Need Field and Desktop Appraisal Review Services?Do you need an expert to double-check your appraisal for precision, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your house. |